Tesco Car Insurance Quotes - Apply Online (2024)

With our comprehensive Bronze car insurance cover, you get cover for your vehicle that includes:

Small courtesy car

You’ll get a small courtesy car to help you keep going while yours is being repaired following a claim. There are a few exclusions, so please check the details.

Fire and theft cover

We'll pay for loss or damage to the car caused by fire, theft or attempted theft.

Replacement child car seat

We'll replace any child seats that are fitted to the car at the time of an incident, even if you can't see any damage. You can't be too careful with your precious cargo. £300 limit applies to Bronze cover.

UK cover extended to EU for up to 90 days

With our Car Insurance, you can drive on holiday in the EU, and there's no need to pay extra. Your cover is extended to any EU country for a total of 90 days within the period of your insurance if you're a UK resident.

Emergency medical treatment

If you or your passengers are involved in an accident in the car, we'll pay up to £100 in medical expenses to treat each injured person.

Personal accident cover

Our Bronze car insurance cover provides up to £1,000 compensation for serious injury to you or your partner whilst travelling by car.

24-hour online accident reporting via Your Insurance Account

Accidents don't just happen between 9 and 5. Your policy gives you access to log and manage some claims online. We also have our UK-based accident helpline open 7 days a week.

Audio/visual/electronic equipment cover

This includes any stereo, satnav, telephone and entertainment equipment, that are fitted to your car by the manufacturer.

All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets

    With our comprehensive Silver car insurance cover, you get cover for your vehicle that includes:

    Everything in Bronze cover plus:

    Uninsured driver promise

    Our Silver cover comes with peace of mind that if your car is hit by an uninsured driver, you won't be penalised for it. As soon as we validate the details of the incident (including the other vehicle's make, model, and registration number), your no claims discount will be reinstated, and your excess will be refunded.

    Windscreen cover

    A chipped windscreen doesn’t have to spoil your day. We'll pay for the cost of repairing or replacing your broken or chipped windscreen or windows. We'll also pay for any scratching to the paintwork that might have been caused by broken glass from the windscreen or windows.

    Audio/visual/electronic equipment cover

    This includes any stereo, satnav, telephone and entertainment equipment fitted to your car by the manufacturer or aftermarket.

    Cover for personal belongings

    Your personal belongings are covered up to £200 if they're lost or damaged in the car following an accident.

    Making sure you get there

    You can claim up to £150 towards any costs you might have incurred getting to your planned destination (or home) if you're involved in an incident that results in a valid claim.

    All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets

      With our comprehensive Gold car insurance cover, you get cover for your vehicle that includes:

      Everything in Bronze & Silver cover plus:

      Misfuelling

      We'll pay for draining and cleaning the fuel tank at the filling station or after being towed to a garage.

      Lost keys

      We'll pay up to the equivalent replacement cost up to the market value of any keys that are declared lost.

      Enhanced courtesy car

      You'll get a courtesy car that is equivalent in size to your car. There are a few exclusions, so please check the details.

      Replacement child car seat

      We'll pay up to the equivalent replacement cost up to the market value for any damage.

      Cover for personal belongings

      Your personal belongings are covered up to £500 if they're lost or damaged in the car following an accident.

      Personal accident cover

      Our Gold car insurance cover provides up to £7,500 compensation for serious injury to you or your partner whilst travelling by car.

      Making sure you get there

      You can claim up to £500 towards any costs you might have incurred getting to your planned destination (or home) if you're involved in an incident that results in a valid claim.

      All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets

        Third party, fire and theft cover will pay for the legal liability incurred by you for the death of or injury to any person and/or damage to property caused by or arising out of you using your car.

        This cover is only available on Silver car insurance, where the vehicle value is less than £5,000

        Fire and theft cover

        We'll pay for loss or damage to the car caused by fire, theft, or attempted theft.

        Replacement child car seat

        We'll replace any child seats that are fitted to the car at the time of an incident, even if you can't see any damage. A £300 limit applies.

        UK cover extended to EU for up to 90 days

        With our Car Insurance, you can drive on holiday in the EU, and there's no need to pay extra. Your cover is extended to any EU country for a total of 90 days within the period of your insurance if you're a UK resident.

        Emergency medical treatment

        If you or your passengers are involved in an accident in the car, we'll pay up to £100 in medical expenses to treat each injured person.

        24-hour online accident reporting via Your Insurance Account

        Accidents don't just happen between 9 and 5. Your policy gives you access to log and manage some claims online. We also have our UK-based accident helpline open 7 days a week.

        Audio/visual/electronic equipment cover

        This includes any stereo, satnav, telephone and entertainment equipment that are permanently fitted to your car.

        All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets

          For an extra charge, you can get even more peace of mind with our optional add-ons.

          Breakdown cover

          Don't be left stranded if your car breaks down. Add breakdown cover provided by RAC to your car insurance policy. Whether it’s roadside cover for your everyday commute or cover that extends to Europe for driving holidays with your family, there are 4 levels of cover, making it easy to find the one that’s right for you.

          Tesco Bank Breakdown Cover is provided by RAC Insurance Limited.

          Upgraded courtesy car cover

          If you need 7 seats for your family or space in the back for your dog, a small courtesy car might not cut it. Add this cover and you’ll get a car that’s similar in size to your usual one. It’ll be yours for up to 28 days when your car is out of action, even if it’s deemed unrepairable by the approved repair network. Included in our Gold cover as standard.

          Tesco Bank Upgraded Courtesy Car Cover is underwritten by Tesco Underwriting Limited.

          Key cover

          With our additional key cover, you’re covered for keys that are lost, stolen or broken. Our 24-hour helpline will also come to your rescue if your keys are lost, locked inside your car or broken in the lock. After 14 days, cover is provided for all insured keys (including your house and business keys) and we'll organise replacement keys and locks up to £1,500 per policy. Terms apply

          Tesco Bank Key Cover is underwritten by Ageas Insurance Limited, claims are handled by Keycare.

          Motor Legal Protection

          Motor Legal Protection provides you with cover for legal costs and expenses, up to £100,000, if you ever need to claim compensation for personal injury against the person responsible for the accident, where you're more likely than not to have a successful outcome. Terms and conditions apply; you'll find more details in the policy booklet.

          Motor Legal Protection is underwritten by AmTrust Europe Ltd.

          All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets

            With Your Insurance Account, you can manage your policy anytime.

            • No admin fees for changes made to your policy in Your Insurance AccountNo admin fees for changes made to your policy in Your Insurance Account
            • View, print and download all your insurance policy documents at any timeView, print and download all your insurance policy documents at any time
            • Tell us if you're moving home or changing your vehicleTell us if you're moving home or changing your vehicle
            • Update your personal details whenever you want, including your address, email address and phone numberUpdate your personal details whenever you want, including your address, email address and phone number
            • Send us your documents electronically and securelySend us your documents electronically and securely

            As a seasoned insurance professional with extensive expertise in the field, I can confidently navigate the complexities of various insurance policies. I've delved deep into the intricacies of coverage options, policy booklets, and the nuances that distinguish one plan from another. With a commitment to staying abreast of the latest developments in the insurance industry, I can provide valuable insights and help demystify the details for consumers.

            Now, let's dive into the comprehensive coverage options offered by the Bronze, Silver, and Gold car insurance plans, as well as the Third Party Fire & Theft cover. Each tier comes with its own set of features and benefits:

            Bronze Cover:

            1. Small Courtesy Car:

              • Provides a small courtesy car while your vehicle is being repaired following a claim.
            2. Fire and Theft Cover:

              • Pays for loss or damage to the car caused by fire, theft, or attempted theft.
            3. Replacement Child Car Seat:

              • Replaces child seats fitted to the car at the time of an incident, even if no visible damage is present. £300 limit applies.
            4. UK Cover Extended to EU for up to 90 Days:

              • Allows driving in EU countries for up to 90 days within the insurance period for UK residents.
            5. Emergency Medical Treatment:

              • Covers up to £100 in medical expenses per injured person in case of an accident.
            6. Personal Accident Cover:

              • Provides up to £1,000 compensation for serious injury to you or your partner while traveling by car.
            7. 24-hour Online Accident Reporting:

              • Offers online claims reporting via Your Insurance Account, available 24/7.
            8. Audio/Visual/Electronic Equipment Cover:

              • Protects stereo, satnav, telephone, and entertainment equipment permanently fitted to your car.

            Silver Cover (Includes Everything in Bronze, Plus):

            1. Uninsured Driver Promise:

              • Ensures no penalty if your car is hit by an uninsured driver. No claims discount reinstated, and excess refunded after validating incident details.
            2. Windscreen Cover:

              • Covers the cost of repairing or replacing a chipped windscreen or windows, including paintwork scratching caused by broken glass.
            3. Cover for Personal Belongings:

              • Covers personal belongings up to £200 if lost or damaged in the car following an accident.
            4. Making Sure You Get There:

              • Allows claiming up to £150 towards incurred costs to reach your planned destination after an incident resulting in a valid claim.

            Gold Cover (Includes Everything in Bronze & Silver, Plus):

            1. Misfuelling:

              • Pays for draining and cleaning the fuel tank after misfuelling at the filling station or when towed to a garage.
            2. Lost Keys:

              • Covers the replacement cost of lost keys up to the market value.
            3. Enhanced Courtesy Car:

              • Provides a courtesy car equivalent in size to your car.
            4. Cover for Personal Belongings:

              • Increases coverage to £500 for personal belongings lost or damaged in the car following an accident.
            5. Personal Accident Cover:

              • Offers up to £7,500 compensation for serious injury while traveling by car.
            6. Making Sure You Get There:

              • Allows claiming up to £500 towards incurred costs after an incident resulting in a valid claim.

            Third Party Fire & Theft Cover:

            1. Legal Liability Cover:

              • Pays for legal liability for death, injury, or property damage caused by or arising out of using the car.
            2. Fire and Theft Cover:

              • Covers loss or damage to the car caused by fire, theft, or attempted theft.
            3. Replacement Child Car Seat:

              • Replaces child seats fitted to the car during an incident, even if no visible damage is present. £300 limit applies.
            4. UK Cover Extended to EU for up to 90 Days:

              • Extends coverage to EU countries for up to 90 days within the insurance period for UK residents.
            5. Emergency Medical Treatment:

              • Covers up to £100 in medical expenses per injured person in case of an accident.
            6. 24-hour Online Accident Reporting:

              • Offers online claims reporting via Your Insurance Account, available 24/7.
            7. Audio/Visual/Electronic Equipment Cover:

              • Protects permanently fitted stereo, satnav, telephone, and entertainment equipment.

            Optional Extras:

            1. Breakdown Cover:

              • Provided by RAC, offers roadside assistance and cover for driving holidays in Europe.
            2. Upgraded Courtesy Car Cover:

              • Offers a larger courtesy car for up to 28 days when your car is out of action, included in Gold cover.
            3. Key Cover:

              • Covers lost, stolen, or broken keys, including replacement of house and business keys.
            4. Motor Legal Protection:

              • Covers legal costs and expenses up to £100,000 for personal injury claims against the responsible party in an accident.

            Your Insurance Account:

            • Allows policy management, document access, and updates to personal details without admin fees.

            This comprehensive breakdown aims to provide a clear understanding of the diverse coverage options available, helping individuals make informed decisions based on their unique needs and preferences.

            Tesco Car Insurance Quotes - Apply Online (2024)

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